How do you choose the right bank for you in 2025? Not an easy question, right? With the multiplicity of banks and different offers, every time you think about opening an account, you feel confused. There are two types of banks, but you need to know which bank will provide you with comfortable services, better benefits, and features that suit your needs. How can you choose the bank that will give you all of this? In this video, we will learn some of the most important tips for choosing the best bank in Egypt for the year 2025
We are all trying to find the ideal bank, but in the beginning you must know what is the first thing that matters to you? Is it the return on a savings account? Isn’t it easy to use internet banking? Or are you possibly looking for a loan? Or are you even considering lower fees?
The first thing you need to look at is the fees.. So what does this bank charge you? If you are going to open a savings or current account, you must check the monthly or annual fees. There are banks that charge high fees and other banks that give you accounts without any fees.
The second thing is to look at the return on accounts.. This return varies from one bank to another, and you may find a bank that offers a fixed return, and other banks that offer a variable return. How can you benefit from the highest return? Sometimes this return becomes very important if you plan to deposit money for a long period
And not only that, you must monitor digital services.. Today, internet banking has become very important, especially if you are one of the people who like to follow up on your accounts or manage your money online.. Banks that provide excellent digital services and make everything easy for you are the thing that comforts you most in this time of speed.. You must ask yourself: Are there specific banks that provide easy-to-use mobile applications? Can you do all your banking operations without going to the branch? These are important questions to determine which bank best suits your needs
You can find banks that offer loans on flexible terms and lower interest rates. A bank like Banque Misr or the National Bank offers personal loans on good terms, but you must know the details of the loan from the beginning of the interest until the repayment period. If you have small projects, the bank that will support your small projects will be very important. For example, national banks such as the Bank of Cairo and the Bank of Alexandria have support programs for businessmen who own small and medium enterprises
There is also something very important.. “the banking network”… This means that the bank you choose must have a large number of branches and ATMs, so that if you need to withdraw money or make a transaction at any time, it will be close to you.. Also, customer service will be one of the most important things. You determine the quality of the bank. If you are in a hurry or have a question, a bank that has a professional and fast team will certainly help you.
In the end, do not forget.. The bank you choose must meet your comfort and financial needs. Do not rush to make a decision.. Know all the details before you open your account. All banks offer different services, and the right choice is the one that will make you comfortable and reassured about your money