If you have money and want to save or invest it, what is the best way to make a profit? Banks, real estate, or investment in a field such as industry, agriculture, etc., and what is the best option that guarantees you a profit for your money without any effort on your part? We will tell you all the details. In this report.
Bank certificates in 2025 are considered one of the best types of investment in this period, which is why banks are competing to provide savings and investment certificates with the highest returns, and any client can make daily or monthly gains from them.
For this reason, Banque Misr offers various savings certificates in the local currency, with daily, monthly, quarterly, annual or end-of-term exchange cycles, with a fixed and variable return.
The first distinguished certificate from Banque Misr is the Talaat Harb certificate, which lasts for a full year. Three returns are available according to the customer’s desire in the periodicity of payment, meaning 27% at the end of the period, 23% annually, paid daily, and 23.5% paid monthly. This certificate is considered the highest in Egypt among Among Egyptian banks.
We can say that the minimum amount to purchase the certificate is only one thousand pounds, and you can provide it at your convenience, depending on the amount you want to put on the certificate.
Also, the bank offers Ibn Misr’s triple diminishing certificate, which has a duration of 3 years and the minimum purchase is one thousand pounds. There are also 3 types of diminishing certificates available with different exchange periodicities between monthly, quarterly and annually.
For the first certificate with a monthly return, the interest in the first year is 26%, the second year is 22.5%, and the third year is 19%.
As for the quarterly exchange periodicity, the return for the first year is 27%, the second year is 23%, and the third year is 19%. As for the annual exchange periodicity, the return in the first year is 30%, the second year is 25%, and the third year is 20%.
We come to the summit certificate, which lasts 3 years, and the minimum purchase amount is one thousand pounds, and the return on it is 21.5% annually, but it is paid monthly.
Also, the triple variable certificate has a duration of 3 years, its return is 21.5% annually and is disbursed monthly, and the minimum purchase is 500 pounds, and a quarterly payment period is available with a return of 27.5% and a minimum purchase of one thousand pounds.
As for the 5-year certificate, the return on it on the monthly exchange period is 12.25%, and the minimum purchase is 1,200 pounds, and the return on the annual exchange period is 12.5%, and the minimum purchase is one thousand pounds.
Regarding the 7-year certificate, the return is 12.75%, and is paid every month, meaning you will be able to easily provide the money for your monthly needs.
If you intend to save your money or invest it in savings certificates, choose the certificate that best suits you and trust in God.
